Monthly Income and Budget Allocation Calculator

Enter Your Monthly Salary (Gross) (SGD):
Select Your Age Group for CPF Contribution: Select Age Group 55 and below 56 to 60 61 to 65 66 and above
Enter Other Income (If any):
Set Your Savings Percentage:
Set Your Living Expenses Percentage:
Set Your Needs/Wants Percentage:
Set Others Percentage:
Calculate My Income Level

Welcome to the Income and Budget Calculator - your go-to tool for managing money like a pro! Here's what it does:

1. Find Your Take-Home Pay
   Enter your agreed salary, age, and side income to see how much money you actually take home after CPF deductions. The calculator figures it all out for you, so no need to stress!


2. See Where You Stand
   Find out how your total income (take-home pay + side income) compares to others in Singapore. Are you in the top 10%, 50%, or somewhere else? It’s like a quick snapshot of your financial rank!


3. Plan Your Budget
   Split your money into savings, living expenses, needs/wants, and other stuff using simple dropdowns. The calculator makes sure everything adds up to 100%, so you can see where your money’s going and stay in control.

Why This Is Useful

Knowing your income rank shows how you’re doing compared to others your age. Plus, budgeting helps you save for what matters, avoid overspending, and make smarter money choices. Give it a try and start building good financial habits today!